New York: Full Rule Record
Confirm with your court or DMV. Traffic-code rules change and vary by court — verify the current rule on New York’s official .gov page or with the court handling your citation before you act. This page is general information, not legal advice.
New York's traffic violation point reduction mechanism operates on a published frequency of once every 18 months. When a driver successfully completes an approved point reduction program, four points are removed from their driving record, and the driver becomes eligible for a 10 percent reduction on auto insurance premiums for a three-year period.
The specific costs and course hours for point reduction programs are not standardized at the state level. Instead, individual approved providers and courts throughout New York establish their own fee structures and instructional requirements. Drivers seeking to enroll in a point reduction program should contact their local court or an approved provider directly to obtain current pricing and course duration information. The New York State Department of Motor Vehicles maintains the authoritative listing of approved programs and providers on its official website.
| Field | Value |
|---|---|
| State | New York |
| Mechanism | Point reduction |
| What that means | removes/credits points; conviction stays |
| Eligibility / notes | PIRP reduces up to 4 active points (violations in prior 18 mo) + mandatory 10% insurance discount 3 years. Does not remove the conviction. |
| Frequency | once / 18 months |
| Points effect | -4 points + 10% insurance / 3 yrs |
| Governing statute | 15 NYCRR Part 142 |
| Confidence | High |
Primary source: https://dmv.ny.gov/points-and-penalties/point-and-insurance-reduction-program. Verified June 2026. How we compile this.
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