No state program: Which States
Fifteen states operate without a state-level dismissal or point-reduction program, though some may offer insurance discounts for traffic safety course completion. States in this category include Colorado, Connecticut, Illinois, Iowa, Michigan, Missouri, Montana, and Nebraska, among others.
Grouping states by their legal mechanism provides the most reliable framework for comparison, since public records document the actual statutory structure rather than informal course categorizations or pricing variations. Within any given mechanism, eligibility requirements and frequency limits vary significantly by state and sometimes by individual court, making jurisdictional specificity essential.
Drivers seeking accurate information about their own state's rules should consult the relevant state court system or Department of Motor Vehicles directly. Traffic safety course policies and their effects on driving records and insurance are subject to change and may differ based on local court procedures and individual circumstances.
| State | Frequency | Points effect | Confidence |
|---|---|---|---|
| Colorado | n/a | none statewide | Medium |
| Connecticut | n/a | none | Medium |
| Illinois | n/a | none | Medium |
| Iowa | n/a | none statewide | Medium |
| Michigan | n/a | none statewide | Medium |
| Missouri | n/a | none (auto-reduction) | Medium |
| Montana | n/a | none statewide | Medium |
| Nebraska | n/a | none statewide | Medium |
| North Carolina | n/a | none statewide | Medium |
| Oregon | n/a | none statewide | Medium |
| Pennsylvania | n/a | none (auto-reduction) | Medium |
| South Dakota | n/a | none statewide | Medium |
| Tennessee | n/a | none statewide | Medium |
| Vermont | n/a | none | Medium |
| Wyoming | n/a | none statewide | Medium |
Per-state confirmation still required. Mechanism is the same across these states, but eligibility, frequency and the governing statute are not. Open each state's page and confirm with the court/DMV. Not legal advice.
Check your state's rules →